![]() ![]() You have a balanced checking account if your own records show the same balance as the one you see in your app! Handy Tools to Balance Your Checking Account Figure out the running balance and then compare all your totals with what it says in your online checking account.Add each credit to your available balance.Subtract each debit from your available balance. ![]()
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![]() ![]() Say you know you're spending a hefty sum on eating out, travel or clothes. For another, you'll be able to make room in your budget if necessary. For one thing, you'll have an emergency fund and retirement savings. Once you have a workable budget you'll see how useful it can be to prepare you for the future. Having a budget that you regularly reassess will help you take stock of where your money is going and how close you are to meeting your goals. You "pay yourself" by beefing up your emergency fund and investing for retirement, you pay your bills (including any debts you're carrying) and then you can spend what's left over. But it's living from paycheck to paycheck in a good way. ![]() That may sound like living paycheck to paycheck and in a way it is. Ideally, every dollar of your income should be accounted for in a monthly budget. Let's talk about living within your means. Second, having a budget leaves you better prepared for changes in the future. First, it helps you live within your means. Having a budget is important for two reasons. Budgeting also lets you see how much you're spending in different categories. Household Budget BasicsĪ budget lets you manage how much you're spending relative to how much you're earning. With our interactive budget calculator you can see how people like you in your zip code are budgeting based on factors including the number of adults and children in the household and the size of the household's annual income. We offer advice on how to streamline your budget, how to fix your budget and how to stick to your budget. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.Here at SmartAsset we talk a lot about budgets. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Please consult with a bankruptcy attorney for more information on bankruptcy. Please contact a tax professional to discuss tax consequences of settlement. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Estimates based on prior results, which will vary based on specific circumstances. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Not all debts are eligible for enrollment. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. ![]() Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. You can use this free budget planner worksheet to help you get your finances in order. Then the free budget planner worksheet will automatically show your income and expenses and if you have a surplus or deficit at the end of each month.įilling out this budget worksheet will take an hour or two but when you get to see exactly where your money is going you can begin to make changes and get back on track. You will finish with your family expenses such as: You will include your routine expenses like groceries and clothing next. You have to have fun sometime right? So now you will include your enjoyment expenses such as: Now it is time to include your financial expenses: Then you start adding your home expenses: Start by entering your income, including part time jobs, freelance jobs, bonuses, and investments. Download this free budget planner Excel worksheet to help you get a better handle on your finances. ![]() ![]() ![]() Most media players can detect the subtitle files automatically and load them into the video as long as both the video file and the subtitle file share the same name and location. How to load subtitles for movies and TV shows Range of subtitle files available in 480p to BluRay quality Although the built-in method of getting a YouTube transcript also works great when you want to quickly see the subtitles.User-friendly interface with a search bar Using a third-party website like Downsub is definitely the best option as it works on both desktop and Android and offers a bunch of extra options like downloading in multiple formats and languages. Step 6: Next tap on the ccTube folder to open it and you will find the downloading subtitles in the form of a text file. Step 5: To find the download file, open the Android file manager and tap on the folders tab. The subtitles will be downloaded to the folder of ccTube in the local storage of your phone. To download, tap on the down arrow icon immediately below the video. Step 4: ccTube will process the video and display its subtitles below it. Step 3: In the list of applications, select ccTube. Step 2: Play the video from which you want to download the subtitles in the Android YouTube App. Step 1: Download and install ccTube from Google Play Store and open it to give required permissions. I am just going to show you how to use an Android app to download YouTube subtitles:įor this purpose, I am going to use ccTube. ![]() The instructions are the same to use Downsub on phone, so I am not going to go through them again. You can use a third-party website like Downsub I talked about above on phone to do this or you can use an Android app made to download subtitles from Android. Download YouTube subtitles on Androidīoth the Android App for YouTube and the YouTube version for mobile devices do not support downloading subtitles from a YouTube video directly, therefore using third-party software is the only solution. The website also has an option to download subtitles in different languages if you scroll down and even download in 2 languages to easily compare. Step 4: The text file will start downloading and once completed can be accessed in Chrome by clicking on it toward the bottom left or from the download folder in Windows. Step 3: When the processing is complete you can download the required subtitles in either text or SRT format by clicking on the appropriate button below the video. Step 2: Visit Downsub and paste the copied URL in the text box and click on the “DOWNLOAD” button. Step 1: First copy the URL of the YouTube video you want to download the subtitles from by selecting the URL and then right-clicking and selecting Copy as or just pressing Ctrl+C. ![]() Downsub is one such website that I recommend as it’s really easy to use. ![]() Many websites provide such services for free but come with unwanted advertisements. You can also use third-party websites to download subtitles from YouTube Videos. Step 5: The last step is to paste the subtitle text in any of your favorite text editors such as Google Docs or Microsoft word and save it for future use. Step 4: Next copy the subtitle text by first selecting all the text and then either do right-click and then click on Copy or just use keyboard short cut Ctrl+C. If you don’t want to download the timestamps along with the subtitles then click on the three vertical dots, and then on the “Toggle timestamps” options, else you can skip this step. Step 3: You will see the subtitles of the video in a text pane to the right of the screen. ![]() |